How to approach locations/divisions for SA 2021

Currently deciding between ONLY applying for IB and applying for a variety of divisions (AM, WM, etc.) for SA 2021 position. Would I be better off applying only applying to IB to focus my time on those interview questions?

Also, how much does location matter? Ideally want NYC but do I have better chances putting other locations? How difficult is it to change locations for FT after an SA stint in a different city?

Thx so much for the help

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