How to time job applications with graduation?

I will be graduating from undergrad this December. I am wanting a full-time role beginning in 2027, and am targeting corpfin/FP&A. I am wondering how should I time my job applications? I see a lot of roles posted now for FP&A analysts and other related roles, however I feel that it is too early to apply for these—and many mention needing a degree, which I technically do not have yet until December. Any guidance would be appreciated!

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