Need help on how to best represent my GPA

I failed a gened spanish class and now have a 3.15 cum GPA. Can't redo or remove it from transcript. If excluding this course from the calculation, I have a 3.8 cumulative gpa. I also have a 3.7 Major GPA(econ).

How do I best list GPA on my resume when applying to investment banking SA positions? Do I need to keep on my cum GPA of 3.15?

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