Too late for IB?

I'm a sophomore at a target school (Penn, non-Wharton) and I just now realized I might wanna pursue IB. Finished up my 3rd semester with basically no IB networking, no accounting experience, etc, but I am very smart and believe I can catch up. I have a 3.9 in a STEM major. What should I do? Is there anything I can even do or is it too late (Ik people who've had over 100 coffee chats and I've had 0 hence my worry). 

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