Transcript/GPA

Honestly i screwed up. Had a death in the family and mental issues So my gpa fell to 1.9 from 4+ over a one year period. Now I am a junior thinking about FT recruiting(I have a boutique for 23) and know the prospects don't look good for me.I am not asking for sympathy but want advice on how I can approach this? I have 3 terms left but based on my calculations I won't be have than 3 even with all A. So is there hope for me in IB?

And what banks don’t ask for transcript?

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