Buying Apt as Analyst

It's generally advised to spend about 30% of your base on rent, so assuming 110,000 base, that would be 2,750 on a pre-tax basis. I do think especially in a HCOL city such as New York, I would not recommend doing this unless you have a safety net (i.e. family) to fall back on for emergency funds (e.g. you get injured, worse--lose your job). Additional considerations include whether you want to be able to move in the future, what if the firm asks you to relocate, etc. At the end of the day, spending that much, so early in your career, on such a restrictive purchase should be heavily considered before pulling the trigger. Good luck either way.