Car Rental Questions

Renting a car for a trip from Chicago to Denver for 5 days. I don't own a car right now, so I don't have insurance. I read that the major credit cards provide insurance if you pay for the rental with them. If I pay with my Visa, will that be enough to meet the legal minimums? If not, what do I need to buy from the rental place?

General tips & tricks?

Thank you

 

How old are you? You probably don't need fancy insurance, just liability coverage.

Check these pages: http://learningcenter.statefarm.com/auto/insurance/do-i-need-insurance-… https://www.esurance.com/insurance-resources/rental-car-insurance-myth

Most rental car companies offer coverage at the window (usually with different levels based on your age, and you can choose which one you want). When I was renting cars in college (for weekend trips, etc.) I just got liability and LDW.

Currently: future neurologist, current psychotherapist Previously: investor relations (top consulting firm), M&A consulting (Big 4), M&A banking (MM)
 
Best Response
chicandtoughness:

How old are you? You probably don't need fancy insurance, just liability coverage.

Check these pages:
http://learningcenter.statefarm.com/auto/insurance...
https://www.esurance.com/insurance-resources/renta...

Most rental car companies offer coverage at the window (usually with different levels based on your age, and you can choose which one you want). When I was renting cars in college (for weekend trips, etc.) I just got liability and LDW.

I'm 22. I know Visa offers automatic LDW if you rent using them. How much am I looking at being 22?
heister: Look at all these wannabe richies hating on an expensive salad. https://arthuxtable.com/
 
GoldenCinderblock:

I'm 22. I know Visa offers automatic LDW if you rent using them. How much am I looking at being 22?

I remember getting something in the $12-14 range per day (I'm also a female, so no idea if that has effect on the rate). I also didn't have automatic coverage from a CC company, so I'm not too sure how that works. Shouldn't be too bad either way.
Currently: future neurologist, current psychotherapist Previously: investor relations (top consulting firm), M&A consulting (Big 4), M&A banking (MM)
 

There's typically a $25/day fee for renters under 25.

Pro tip: create a USAA account and reserve your rental car through their website. (You don't have to have any military affiliations for a basic account). If you reserve through them they waive the $25/day fee for

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