Disability Insurance Worth It?

Does anyone purchase disability insurance as a supplement to whatever your firm provides?

If so, who do you use / what kind of policy?

It seems pretty worthwhile, especially when you think of how easy something could happen. The dilemma I’ve seen is thinking about being in a high-income career and not having a policy that would offer the same kind of upward trend. In addition it sounds like policies will not factor in your bonus, only base. Has anyone come across policies / providers that are more suited for higher trajectory careers?

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