How Do You All Manage Your Own Money

Having been working for almost 2yrs, I started to think about what to do with my money. I used to have a bunch of stocks that I follow but now I no longer have the time and regulation makes it tough to trade due to my job.

I thought about investing in real estate but feel like that's too big of a project at the moment. I was thinking about maybe some investments with okay return and decent liquidity. Just being curious here, how do you guys manage your money?

6 Comments
 
"wxhpoya" Having been working for almost 2yrs, I started to think about what to do with my money. I used to have a bunch of stocks that I follow but now I no longer have the time and regulation makes it tough to trade due to my job.

I thought about investing in real estate but feel like that's too big of a project at the moment. I was thinking about maybe some investments with okay return and decent liquidity. Just being curious here, how do you guys manage your money?

Well, my first rule is not to invest in bitcoin.

It's all gravy from there.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

If you're allowed, just toss into aggressive allocations fund and a target retirement and call it a day. No work necessary. Reinvest gains/div, etc. My aggressive alloc. fund did 18.5% and target ret. fund 19.75% YTD. Both had lower drawdowns than S&P during the 3 dips this year. That's fine by me.

Only "work" to do is to downsize the aggressive allocation into more consv. fund when I feel like the market is shifting. That's about as tactical as I'll get, i.e. not.

 
Best Response

Culpa maxime alias provident saepe ut ad. Magnam a esse aut quae soluta quia. Inventore soluta inventore excepturi quo.

Modi error tempora assumenda dolores magni. Aut saepe eius adipisci aut molestiae ducimus fugit. Dolor tenetur ipsum iste est vero corrupti.

Dolor est corporis nostrum nihil quos voluptas sequi. Temporibus totam iste veniam eos.

Dolorem rem similique sed consequatur. Velit aliquam nihil voluptas qui. Nemo quo distinctio voluptas explicabo sapiente est quia. Delectus qui sit aut nostrum qui laudantium et. Quas qui et consequatur porro.

heister: Look at all these wannabe richies hating on an expensive salad. https://arthuxtable.com/

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Goldman Sachs 01 97.8%
  • Guggenheim Partners No 97.2%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • Banco Santander 02 97.7%
  • BMO Capital Markets 12 97.2%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.8%
  • JPMorgan 01 97.2%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (23) $182
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (81) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
BankonBanking's picture
BankonBanking
99.0
3
Secyh62's picture
Secyh62
99.0
4
kanon's picture
kanon
99.0
5
CompBanker's picture
CompBanker
98.9
6
dosk17's picture
dosk17
98.9
7
GameTheory's picture
GameTheory
98.9
8
DrApeman's picture
DrApeman
98.9
9
Betsy Massar's picture
Betsy Massar
98.9
10
Jamoldo's picture
Jamoldo
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”