How Do You All Manage Your Own Money

Having been working for almost 2yrs, I started to think about what to do with my money. I used to have a bunch of stocks that I follow but now I no longer have the time and regulation makes it tough to trade due to my job.

I thought about investing in real estate but feel like that's too big of a project at the moment. I was thinking about maybe some investments with okay return and decent liquidity. Just being curious here, how do you guys manage your money?

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"wxhpoya" Having been working for almost 2yrs, I started to think about what to do with my money. I used to have a bunch of stocks that I follow but now I no longer have the time and regulation makes it tough to trade due to my job.

I thought about investing in real estate but feel like that's too big of a project at the moment. I was thinking about maybe some investments with okay return and decent liquidity. Just being curious here, how do you guys manage your money?

Well, my first rule is not to invest in bitcoin.

It's all gravy from there.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

If you're allowed, just toss into aggressive allocations fund and a target retirement and call it a day. No work necessary. Reinvest gains/div, etc. My aggressive alloc. fund did 18.5% and target ret. fund 19.75% YTD. Both had lower drawdowns than S&P during the 3 dips this year. That's fine by me.

Only "work" to do is to downsize the aggressive allocation into more consv. fund when I feel like the market is shifting. That's about as tactical as I'll get, i.e. not.

 
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