I understand that most of the banks are having quite stringent compliance & background check standards even than 2013 when there

I understand that most of the banks are having quite stringent compliance & background check standards even than 2013 when there's a previous post about bad credit. I went to decent school and now working as a BB first-year analysts. I discovered one of my ditched credit card was overdue for over 30 days because there's a $5 transaction I completely don't know about and immediately paid it off, and now my credit report shows that as "overdue 30 days" once in the past seven years. Would that impact the background screening from vendors like First Advantage in the future?