I may be slightly junior to some of my most esteemed colleagues here, but who has kept a proper check book here? Dual column accounting and the like? After almost 25 years of banking I can say that I never have. I just eyeball the running total. I was forced to re-up a card this week and despite having both RIC compliance rules and QFII recs to memory I didn't know half of what they asked.
I've just checked the accounts for things that would flag me. it's simple really.
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I got free checks from my online bank but never used them.
same here, my bank(s) give me a check book all the time. no clue what do to with them. nobody takes checks any longer.
I learned how to do one in school - believe it or not. Kept one for a little while when I was younger to learn how to 'manage' money.
Now? Auto-pay and pray. Kidding - but I generally will do a quick scan every month to see if things are terribly out of line (they don't vary much often).
Only exception was when I was traveling for work - that was a nightmare because we ran expenses through personal cards and got reimbursed - rather than getting a second card like a logical human, I tried to do the tango and commingle everything. Don't do that.
I don't even understand what balancing a checkbook means and I have like 7.
I write one check a month for rent and that's it. Pretty easy to balance.
I'm in my 30s. I have never balanced a checkbook. Probably haven't written a check in 10+ years.
I have a master's degree in accounting and do accounting by trade. I have never balanced a checkbook in my life outside of an accounting high school course I took. Balancing a checkbook made sense in an era when you mailed in checks and walked deposits to a bank twice a month. That really no longer applies to the vast majority of people and situations.
That said, in my personal life I have not infrequently had to write checks. Condo associations and some property management companies and some title companies are laughably behind the times. I still have to write a check each month and mail it via snail mail to pay my condo association dues. But I don't need to "balance my checkbook" to keep track of a single $400 check.
Your condo monthly dues are $400/mo?
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