$150K Base Working 55 Hours Weekly at a Community Bank

After several years in IB, I think I'm ready to exit, and not to PE/HF. A headhunter reached out to me on LinkedIn to be a senior lender for a community bank in the Midwest. Bank has about a $1 billion is assets. Base is $150,000, with on-target earnings of $300,000. I'm getting paid way above market because of my background/experience in IB in a much larger city. This is a low-to-moderate COL area I would be relocating to.  

Looking to explore a small city and even though I'm taking a pay cut of $100,000+ in absolute terms, I'll make up half just in cost of living savings. While harder to quantity, working only 55 hours max and having weekends to myself is also valuable to me. 

Prestige goes out the window, but would report directly to the CEO. I'm sure the ladies won't be impressed. What do you guys think? 

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I used to work in the credit group at a community bank turned regional. Lender is a sweet gig, especially if they don’t mind being big in real estate and you make broker connections. Can almost be setup like a flow shop at that point if you train the broker to refer what’s in your credit box. Definitely not that stressful of a job and if you hit a couple of big deals early you can cakewalk the rest of the year. Come summer time, most lenders who are ahead of goal spend their time golfing lol.

 

Sounds like a sweet gig if you're ready to settle down/enjoy that city. Did the headhunter reach out with the opportunity because you are a FIG banker or do you cover another industry/product?

 

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