Private Credit after 1 Year of Coverage IB?

Hey everyone,

Really interested in joining a private credit fund from my IB gig. Here are some of the reasons I don't like IB and my rationale for why I think I would enjoy private credit. Ideally would like to move after just one year of banking, I could stay the full 2 years if I really needed to. 

I don't like IB for the following reasons:

1 - Too many assholes in my group make showing up to work not very fun. Looks like a lot of the chiller hardworking people that convinced me to join have since left for a variety of opportunities and have been replaced by those that like to punch down. Since joining I've been very friendly and kind to others and I've been frankly harassed and stepped on multiple times just because I'm a "first-year". This is done by a handful of junior team members when seniors are out of earshot.

2 -The hours in a high-performing coverage group are frankly insane. Getting 3-4 hours of sleep max or none at all for the first two weeks I hit the desk made me realize I took the wrong job. While some may point out that the hours improve over time, from what I've seen so far they don't. Everyone in my group is in terrible shape, bloodshot eyes, overweight, drug addiction to do the job etc... Many senior people stay late in the office when I know they have wives/children at home. This is all very sad to me.

3 -The formatting is ridiculous. I don't think anyone cares if it's the wrong shade of blue or if the logo isn't properly centered etc... 

4 - I don't want to be a salesperson flying around the U.S on a daily basis. I've been in a bunch of meetings with senior bankers and these guys are basically just used car salesmen in nice clothes. Sure, a lot of thought goes into "some" ideas that are pitched to clients but it looks like they just swing at everything.

5 - I'm generally not interested in the niche coverage group I joined. I picked the group because it was where my school contacts were and I attended a semi-target. When I got the offer as a naive young college student I took the job because it seemed like the best opportunity I would get out of undergrad.

6 - If I was 45 right now I definitely wouldn't need more than $500k per year to live. I come from a fairly modest background and I don't really like expensive things. All my analyst colleagues complain about not making enough money and I look at my paycheck and think it's plenty.

7 - Long-term I don't like the idea of being tied so close to NYC. I also have zero interest in travel as a senior person. I want to live in the suburbs, have a house with a pool, read my work email on iPad, and have lunch with my future spouse.

Reasons why I think private credit would be a good fit:

1 - I want better hours. IB hours are stupid. I don't mind working hard, but I'm pretty firm on not having to do much work on the weekends and I shouldn't be working super late every weeknight. 

2 - I like markets and I want to see a variety of deals rather than working on one deal for a long period of time.

3 - I like the credit investing mindset of minimizing downside risk. I really was never interested in the equity story.

4 - I want investing experience across a variety of industries. I don't like that in IB you pretty much get pushed into a vertical if you go coverage or even if you go product.

Appreciate any insight from the broader community. Thank you!