Are these semi-targets even worth considering?

Hey fellow monkeys!

I know the debate between semi-targets and targets is ongoing on this forum. How much of a disadvantage does attending a semi-target put you at? Does being at an Ivy League school automatically place you above a student from a semi-target and non-target, even if you network your ass off?

Wanted to get your advice on colleges to apply to this fall (Rising high school senior here). I have good test scores (35 ACT), but I have a pretty bad GPA for high school (3.67 UW). My EC's aren't that great either (Freshman Class President, JV Cross Country, Principal for Cello in Orchestra, Treasurer for Stock Market Club). For that reason, I am mainly applying to semi-targets. I know this isn't collegeconfidential.com, but I would love to have your advice on if I could get in, and whether these colleges are good for Finance and have good placement for IB internships.

So here's my list:

Super reach schools -UPenn- Wharton (I am applying Early Decision 1, but I still probably won't get in) -Cornell- Cornell School of Hotel Administration (Easier to get in to?) -Claremont Mckenna College (I would do Econ here)

Reach schools -UVA (McIntire admit after Sophomore year) -University of Michigan- Ross (Direct admit, both of my parents and three of my grandparents went here, Legacy status may help my chances) -NYU-Stern (Direct admit) -USC - Marshall (Direct admit) -Amherst College (Econ)

Match schools -Boston College- Caroll (Direct admit) -UT Austin-McCombs (Direct admit, also a legacy here) -UNC Chapel Hill-Kenan Flagler (Admit after Freshman year)

Safe schools -University of Indiana-Kelley (Direct admit) -University of Alabama (Good party school!)

What do you all think? Are there any other schools that I should apply to?

Thanks!