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Sorry for the late reply - You never want to live with the, "what-if I did this..." belief. Your stats are solid and you never know what "sticks out" on your application. Maybe one of your experiences/personal statement hit home with one of the admissions officers and she/he wants to take you in for an interview. You just never know. Honestly, the only downside is an expensive application fee and some of your time, but to me, the benefits far outweigh the worst possible outcome, which is getting denied.

Best of luck!

 

this could work at columbia, i'd definitely encourage you to apply early decision there if that's where you want to be. Stern should be doable. I think Wharton will be very tough given non prestige finance career, non elite undergrad, and below avg GMAT.

 
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Leah Derus Independent MBA Admissions Consultant MIT Sloan Class of 2010 [email protected] Youtube: https://www.youtube.com/channel/UCacB1ueqfkRVW5pcMZKAj5w

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