Continue on Current Track as Military Pilot or Quicker out to MBA?

Hi All,

I've been a lurker for some time now and believe that I'm in a pretty crucial decision node for my life. 

I'm currently a masters student in a supply chain analytics program having just graduated from a service academy last year. When I graduate, I'm set to attend pilot training. 

My plan has always been to do my minimum service commitment of roughly 10 years (post pilot training, so like 12 total) and exit into some type of financial job, presumably management consulting via MBA. I'm aware that service academy grads and pilots generally do well at getting into M7 MBAs. 

I'm not sure my heart's in it though and I'm not a huge fan of the long commitment, and have had a lot of people tell me recently that what I'm doing is a huge opportunity cost, and that I should just do my remaining 4 years of service after grad school, get out, and go to an MBA for mgmt consulting if that's my goal. Also, changing career paths at 34 years old doesn't sound optimal in any sense. I would almost certainly be reclassed to some type of Acquisitions manager/PM job in the AF if I asked to get reclassed. 

Would the shorter path be better if I'm not really dying to fly? Any advice is great.