Graduated from target school, seeking career advice

TLDR: Graduated last spring. Sucky undergrad performance as business+cs major at target school, both academically and professionally. Currently working as SWE for peanuts in a place with no career advancement, in a very tough new grad SWE market. What should I do to maximize my current and future income potential?

Hi folks,

I'm a May 2023 graduate from a target school for IB, where I double-majored in business and computer science. I've graduated with a mediocre 3.5 GPA. Unfortunately, I did not focus enough on professional development in either of my fields during my undergrad, so I didn't have any internships except for a junior-year SWE internship at a very low-tier firm. I've since converted that internship into a full-time position and now work there for pitiful comp. Career advancement is also bleak here and I am trying to get out ASAP, but the current market for new grad SWEs is very tough—even those with multiple FAANG internships are having trouble getting callbacks.

I want to realign my career trajectory to maximize my current and future potential comp. I don't care what industry I'm working in so long as I am able to meet this goal. From what I've gathered reading the threads on this forum, here are my options:

1. (My current course of action) Keep interviewing for better SWE roles. After 2-3 more years as SWE, get admitted to M7 MBA, complete a pre-MBA internship followed by an SA stint, and break into IB as an associate (not sure if even possible)
2. Apply for MFin at Vandy or the like by this Fall and take advantage of strong OCR to break into IB as an analyst 2 years from now (again, not sure if possible). Saves time over option 1 since full-time MFin is 10 months and no prior work experience is required.
3. Get out of software engineering immediately and 
   1. apply for less-competitive roles in finance that can provide tangentially-applicable experience to IB, following the same MBA path outlined in option 1, or aim to get in directly as a lateral hire. Better than the options above in terms of accruing relevant experience to make me more competitive for IB positions.
   2. apply to local, small IB boutiques and lateral into better firm later

Please let me know which of these is the most viable.

Important note: since you're probably wondering, I couldn't hack IB as an undergrad because I believe my social skills were and are severely impaired (hence the affinity for SWE—I learned later that people skills are important in any job, including those in software engineering), in addition to a general lack of motivation. So I was too lazy/anxious to network and did not pass my Hirevues nor the couple of interviews I landed from a MM and boutique. But I'm willing to put in more effort this time, for my own sake.

Thanks in advance for your help.