Thoughts About Breaking Into IB?

I’m still an undergraduate student and haven’t finished my bachelor’s degree yet. I currently live in Tbilisi, Georgia

My work experience includes:

• 3-month Financial Audit Internship at Ecovis Georgia
• 6-month Financial Audit Internship at KPMG Georgia
• 6 months as a Financial Audit Associate at KPMG Georgia, where I got promoted
• Since February, I transferred internally to the Deal Advisory Valuation department at KPMG Georgia  By the time I finish my bachelor’s degree, I will likely have more than 1.5 years of experience in this department.

I’m also planning to pass CFA. 

However, I understand that breaking into Investment Banking without a master’s degree is extremely difficult. My GPA is not very high, around 3.0/4.0, and I also do not have major financial resources. Realistically, I could probably afford around $20,000 maximum for university tuition fees.

Given my background, what would you recommend?

• Which universities should I target, mainly in Europe or the UK?
• Are there any strong and realistic pathways into Investment Banking without a master’s degree?
• I’m especially interested in the Dubai market and would appreciate advice on whether it’s realistically possible to break into IB there directly from my current trajectory.