Thoughts on Risky Play


I'm looking for thoughtful advice for the situation described below. For older people in this forum, I'm NOT looking for moralistic advice. If you are trying to convince me of something, please provide analytical NOT moralistic suggestions:

I've recently been accepted with a significant scholarship to a top US MBA program (think Wharton/Columbia/Booth).

I'm fortunate enough to have my family pay for my full tuition. However, they are not aware of my scholarship.

I was thinking of investing my family proceeds + getting a full student loan ($~300-400k total) and reinvesting them in the stock market (small cap).

I know it seems crazy, but I'm sure greedy monkeys in this forum will agree that this play can turn out pretty well if things go right (Full repayment back to my parents and loan + personal NW of 250-500k). Worst case scenario, I have to repay back the loan completely . Obviously, my parents can never know what I did if the worst case scenario materializes.

17 Comments
 

Pretty sure that's fraud and the lender can sue you if you suddenly can't pay it back and they discover you didn't use your loan to pay for school. 

"If you don't have any enemies in life you have never stood up for anything" - Winston Churchill | "It's a testament to the sheer belligerence of the profession that people would rather argue about the 'risk-adjusted returns' of using inferior tooth cleaning methods." - kellycriterion
 

By all means then, do it and report back 

"If you don't have any enemies in life you have never stood up for anything" - Winston Churchill | "It's a testament to the sheer belligerence of the profession that people would rather argue about the 'risk-adjusted returns' of using inferior tooth cleaning methods." - kellycriterion
 
Most Helpful

what gives you the confidence that you can generate high returns in risky small cap equities? do you have a track record of doing so or a specific thesis? 

 

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