To stay in school or to not
I recently accepted a junior-year summer analyst position at a boutique shop (between 30-60 bankers). The bank is not located in NYC/Chicago which is where I want to end up post graduation which would likely mean me looking for a full-time offer somewhere else. If I do graduate next year, that would be three years in college. I'm wondering if it would make sense to stay back for a fourth year and apply for SA 2024 at banks in the region I'm interested in to have a better shot at getting there vs trying to get in as an AN1. Cost of college is not a concern regarding staying back for my fourth year in college.
Why people graduate early is beyond me. College is the best time of your life. Don’t forget that or be deluded to think anything else, and if you find you’re not enjoying it then you have greater personal adjustments to make.
You should be exploring yourself with other partners. Partying. Studying. Learning. Growing. If you do not meet that threshold then you will always be half grown. Go have fun. You have a summer analyst job lined up, that’s a resume builder. That’s what you do to get a summer analyst stint at somewhere bigger.
This was perhaps the silliest question I’ve seen on here - you have a summer analyst stint lined up at somewhere you don’t want to end up, and you’re asking if you should graduate early? NO MORON, DO FOUR YEARS LIKE A NORMAL PERSON AND USE THAT ON YOUR RESUME TONGET IN SOMEWHERE ELSE
Assuming I put it on my resume and get an offer at a more ideal bank, what do I say to the bank I'll be interning at this summer? Will it hurt me if I say I'm staying back a year when references roll around?
Some people graduate early for financial reasons. I can respect a kid who graduates 1-2 semesters early to save money. If a student graduates early, he/she doesn't necessarily need to start working right away - could do a lot of traveling, pursue a new hobby or side hustle, etc. Maybe a full gap year is less "socially acceptable" but have seen a handful of people graduate 6 months early. Cost of college is not a concern to OP so it is a moot point here but graduating early isn't always a bad thing assuming you're able to transfer credits / not kill yourself taking a heavy course load each semester.
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