Applying in Spring w/ 4.0 or November w/ 3.5 ?

So I'm a sophomore at a semi-target, economics major (Will change to finance next fall), involved in the school's investing club, social chair for a school org and have participated in a sort-of stock pitch competition. I'm looking for a summer and if possible spring internship this upcoming semester to prepare for Junior SA recruiting. I don't have any finance work experience.

I'm just wondering, should I keep applying and cold-emailing boutiques right now that I have a 3.5 and not a lot of technical skills, or wait two months and apply with a 4.0? My grades are really great right now and because I just transferred my GPA actually resets so I can actually get a 4, and if not at least pretty high. I'm self-studying so by January I'll have a good enough knowledge on excel and modeling.

Thank you.

 

I'd wait for spring - most boutiques open to bringing on sophomore interns for the summer won't be looking right now anyways. Plus, with all the holidays coming up, it'll be pretty difficult to get anything set up. Just keep prepping and hit the ground running in the new year

 

Haha yeah I can imagine it's tough to arrange a schedule that doesn't conflict with classes..

If you don't mind me asking how much experience did you have before you got it? Because right now I'd be pretty good at interviews, telling my story and coming across as a normal, hardworking person but I've literally never worked anywhere else except retail and it seems like all my friends/people applying are so ahead of me in terms of their resume and overall stats

 

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