Confused career changer. Any advice?

Hey everyone

I am quite new here, but I have been reading this forum for a couple of months now.

Basically, I would need some advice, as I feel a bit stuck in my career (fashion) and not very happy with the progression opportunities, nor with the salary, nor with the whole lack of professionalism. Funnily enough, back in high school/uni, I never dreamed nor planned for working in this field, but I kind of ended up in here somehow. Some would say 'this was destiny', but I am now more inclined to say 'bad judgement and terrible choices down the road'.

The good thing is that I work with figures and I try to identify patterns and predictions, which I enjoy doing very much, but... working for a boutique fashion company, most of the times I feel like they don't really care about this, as, in the end, they will design and do their own thing, making my work pretty much pointless.

Anyway I am trying to find a career path that would suit my skill set better, so I have been looking at several options: the Finance route (to work within Investment Banking or Private Equity) or the Consulting route (ideally to end up working in one of the Big 3) or Programming (mostly with data analytics, like R, Python, SQL and to work either for a bank that would need these skills or, worst case scenario, for a bigger fashion house which would at least place more emphasis on its online business and the Analytics aspect of it).

I am aware that I would need to go back to school in order to get onto one of these paths, so I have been in touch with some universities on MBA/MA programs with focus on Finance/Strategy Consulting. I have also been in touch with a boot camp that teaches Data Science (R and Python) and I have also been thinking of pursuing a CFA qualification. At this stage, I know I have the drive to pursue any of these routes, but I am not sure I could do all of them, so I need to pick. Plus, I am a bit worried on the risks involved: an MA/MBA/boot camp can be very costly, taking into account I will need to make a loan for either of them. There is also the risk of not learning enough from the boot camp within 3 months and not being able to find a job afterwards.

I know that, in the end, it is up to me to put things into balance and to take the decision, but I was wondering if anyone else had a similar story to mine or if any of you had any advice to share. I am determined to get into a learning program next year, as I am 32 and I cannot put things on hold anymore, so I would need to decide now, whether to sign up on a CFA course, whether to start practicing for the GMAT exam or to start learning programming, or to just start with all, as crazy and unrealistic as it may sound, given that I also work full-time. What do you guys think?