There's a good chance that you're largely/completely on your own.  Are you covered for dental as an intern? Will you continue to be for the (likely multi-year) process?  Your best bet is just to call your insurance and ask what they cover.

The only difference between Asset Management and Investment Research is assets. I generally see somebody I know on TV on Bloomberg/CNBC etc. once or twice a week. This sounds cool, until I remind myself that I see somebody I know on ESPN five days a week.
 

Sorry, I meant to ask this for full-time employees not interns 

 

I second this- it's really dependent on which insurance you're on. My dad has excellent insurance and it's ridiculously cheap to get pretty much everything covered. I do not have great dental insurance, it's not bad by any means it's just average.

“The three most harmful addictions are heroin, carbohydrates, and a monthly salary.” - Nassim Taleb
 

how do you figure out if you have excellent insurance versus great dental insurance? Can't you pay more for better insurance or no? Thanks!

 
Most Helpful

how do you figure out if you have excellent insurance versus great dental insurance? Can't you pay more for better insurance or no? Thanks!

As to insurance: CALL!!! ( I guess you could email as well, but I think even with the wait time you're probably better calling.  They'll assume they aren't on the record [look up one-party recording rules in your state] and are more likely to give a candid answer.)

Employers normally budget $X per employee for benefits. If you go for the higher cost insurance you're normally paying for it, you aren't normally getting more free, you're just paying differently.

The only difference between Asset Management and Investment Research is assets. I generally see somebody I know on TV on Bloomberg/CNBC etc. once or twice a week. This sounds cool, until I remind myself that I see somebody I know on ESPN five days a week.
 

This answers the question.

My dad has worked in the government for some time, they tend to not get the highest salaries but have outstanding benefits at a much lower cost compared to many private companies.

Most companies give you 1-3 HMO options and 1-3 PPO options, and what is out of your pocket can vary from company to company.

“The three most harmful addictions are heroin, carbohydrates, and a monthly salary.” - Nassim Taleb
 

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