Best Response

It will likely be fine.

I've seen people interview for internships and full-time positions in other departments. Usually there will be a formal process, though you may need to network outside of this.

In terms of deferring a year - I was in a position where I may have needed to defer, and the bank where I had accepted a full-time position said they would hold a place for me the following year if I desired.

 

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