Separate/Subadvised Accounts

Could someone please explain these to me? I have read the definition but I still don't fully understand why institutional investors and wealthy individuals would use one of these accounts instead of the main fund that they track. Any help would be much appreciated.

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Bigtime44Could someone please explain these to me? I have read the definition but I still don't fully understand why institutional investors and wealthy individuals would use one of these accounts instead of the main fund that they track. Any help would be much appreciated.

At my firm, separately managed accounts (SMAs) are popular for HNW individuals over commingled or pooled funds because of customization.Whether it's buying/selling securities on the basis of potential tax benefits (typically a pretty important factor for HNWs) or being able to personally choose which stocks or sectors (ie, choosing to avoid "sin stocks"), with SMAs, it pretty much all comes back to customization. It gives the individual investor a lot more confidence and transparency into exactly how their money is being managed. Oh, and someone correct me if I'm wrong but I think in SMAs, the investors themselves actually own the securities.

Hope this helps.

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