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Based on the most helpful WSO content, your situation isn't impossible, but it will require a strategic and aggressive approach. Here's what you need to focus on:

1. Networking: This is your most critical tool. Start reaching out to alumni, professionals at MM and regional boutiques, and anyone in your extended network. Use LinkedIn, alumni databases, and cold emails to set up informational interviews. Highlight your consulting experience as transferable skills for finance.

2. Target MM and Regional Boutiques: These firms often have less rigid recruiting timelines compared to BBs. They may still have openings for FT roles in the New Year. Focus on firms in your desired region and tailor your outreach.

3. Leverage Consulting Experience: Frame your consulting background as a strength. Emphasize skills like financial analysis, client management, and problem-solving, which are highly relevant to IB.

4. Address the GPA: A 3.4 GPA is on the lower side, but it's not a dealbreaker. Highlight any upward trends in your grades or strong performance in finance-related coursework. If your major GPA is higher, market that instead.

5. Prepare for Interviews: Use resources like the WSO IB Prep Pack to master technical and behavioral questions. Be ready to explain your late pivot to finance and how your consulting experience makes you a strong candidate.

6. Consider Corporate Banking: If IB doesn't pan out, corporate banking is a solid alternative. It offers exposure to financial analysis and client interaction, which can serve as a stepping stone to IB later.

7. Persistence is Key: The timeline is tight, but with relentless networking and preparation, you can still secure opportunities. Don't hesitate to explore off-cycle roles or internships that could lead to FT offers.

Keep grinding, and don't let the late start discourage you. Many have successfully transitioned into finance with similar profiles.

Sources: What to do as a rising senior at a non-target with no IB experience, 2019 Investment Banking Full Time Recruiting - Do I Have a Chance?, https://www.wallstreetoasis.com/forum/investment-banking/low-gpa-but-have-experience-in-the-field-what-do-i-do?customgpt=1, Career in Finance - Reality or Reach?, 3.9 GPA from an Ivy League school in a useless major. What are my options?