MBB London Consultant new to Credit Cards
Hey Monkeys, just joined MBB in London and am new to the credit card system. Company offers and corporate Amex Gold, but I see other people use their personal credit cards such as the Mariott Bonvoy, or the British Airways one.
Unsure whats best for me, or if cards all have strong use cases that simply depend on one’s lifestyle (+/- travel ; +/- dining ; etc.)
Looking for any tips or resources for me to make research! Thanks in advance :)
Based on the most helpful WSO content, here are some tips and resources for researching the best credit card options for your needs:
Understand Your Spending Habits:
Corporate vs. Personal Cards:
Research Resources:
Consider the Fees:
Maximize Rewards:
Additional Perks:
For more detailed discussions and advice, you can check out the relevant threads on Wall Street Oasis, such as the one titled "Anyone Churn Credit Cards?" which might provide insights into the best strategies for maximizing credit card rewards.
Remember, the best card for you will depend on your individual needs and spending habits.
Sources: https://www.wallstreetoasis.com/forum/consulting/any-advice-on-tools-for-researching-info-collection-distilling-reports-managing?customgpt=1, BB Ops Vs Big4 Consulting Vs Credit Research, Career Path Starting as Credit Analyst, Any Resources to Find Middle/Low Tier Banks?, Apollo, Moelis and GS internships, UK and abroad
You'll be better off asking someone in your office or on Fishbowl (there's a bowl for Londoners in Consulting), as they'll have better insight about the offering from banks in the UK (since most people here are US based)
I was in London at Bain, but I didn't bother with anything other than our corporate AMEX. I know some people took a private AMEX, but that's the extent of my knowledge
Cool, thanks for the advice, I’ll have a look on Fishbowl too!
On another note, how much travel did you do while at Bain? Were you in GP or PEG?
I did both
In PEG there is typically no travel. Only exception is if you're staffed on a DD with another European office. Then you might travel there for a week to colocate (or they might come, depends where the center of gravity is)
In GP, I've seen a bit of everything. My personal experience is I travelled once for 3 days to colocate in 2 years. But I know people who did weekly travel across the UK, or regular travel to other European offices if you were staffed on a case out of Paris/DACH/Madrid/etc.
The balance fluctuates month to month, and haven't seen enough regularity to call out a trend
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