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Don’t waste your time and money applying to stern. They definitely won’t give financial aid to transfer students.
UVA probably will not either. Best bet sounds like Michigan.
UVA would. Policy there is 100% demonstrated need, including OOS.
Probably Ross is best and extra semester is maybe advantageous to rerecruit as sophomore again if cost isn’t too much. I did same thing but athletics covered cost when I transferred so was ok with the extra semester.
Also don’t give up yet. There’s still great offers out there.
Would suggest rerecruiting from a target. If you have JPM on your resume it’ll help you get a foot in the door at your targets clubs and interviews for IB
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