Is sell side ER as bad as people portray it?

I’m really interested in working in ER because I enjoy company valuations and financial analysis. However, after reading about it on Reddit and WSO, it seems like the reality isn’t quite what i expected. Many say only buy side ER offers the intellectual depth and research experience that i look for. But of course entering buy side straight from ug is much more competitive and difficult.

What’s your opinion on this? Is SS ER still a good opportunity, or is it really as dull as some say? Also, how do you think AI will impact ER in the near future?

42 Comments
 

I did SS ER for 3/4 years and honestly the experience is what you make of it. I had a good time and learnt a lot but I think it's important to go into it with your eyes wide open to reality. See my key takeaways below:

Pros:

Would argue SS ER is one of the most intellectually stimulating FO jobs if you like fundamental research

You can fairly easily exit to a top HF/LO provided you work at a quality shop and you are actually good

Have found ER culture to be generally more relaxed with pretty manageable hours for the pay

Cons:

If you purely want to maximise your earnings 1 year out of college then you will have a terrible experience because you are almost guaranteed to make less than IB/S&T

To work in ER you need to commit to public markets because moving to IB/PE is very difficult (not impossible - I've seen a few people do it)

If you don't care about the job then you can coast and end up as a pretty mediocre analyst which leaves you a bit stuck in the job. This is a pretty unique distinction from IB (where if you are a mediocre analyst you can probably still exit decently because of IB's pedigree) and S&T (where it's harder and more painful to coast)

It's a fact that ER is in structural decline - you just need to make your peace with this if you take the job

 

Anonymous Monkey:

"If you don't care about the job then you can coast and end up as a pretty mediocre analyst which leaves you a bit stuck in the job." - Facts, this is me currently. Been coasting for years and somehow found myself picking up coverage. I'm so lazy and don't like the job but I am stuck.


What do you mean coast? Like you weren’t trying to maximize buy-side relationship or II votes? Are you a VP or MD?

 

Deal execution vs. stock pitches are very different workflows. I know people that have moved from ER to IB but usually it's once they're more senior and have industry relationships they can leverage to actually source business. 

 

This depends so heavily on your covering analyst. Research is a lot more “choose your own adventure” than IB, consulting, law, or medicine.


I know someone who works for a relatively laid-back industrials analyst; he works 7:30-4:30 reliably, has never had a late night, takes ample vacation, has a constructive team culture, and is leaning a lot. It’s easy for him to learn and grow as he has so much free time, and so he can become conversant on his names and interview well for the buyside. Perhaps the easiest ~$150k job-secure you’ll make one year out of school, and with real upside.


I know someone else who works for a very difficult healthcare analyst; she works 8-8, with even worse hours during earnings (past midnight sometimes), takes almost no vacation, is abused on the regular, and relegated to the “drudge work” that the rest of the team does not want to do. Her hours and conditions are so brutal that, if she wanted to become conversant on her names and interview well for the buyside, she’d be (work + studying) pulling 80-hour weeks on the regular, and have hardly any life. All that at ~$150k as a first-year; cannot think of a white collar career that asks more and pays less.


The problem is, you have no idea whether you’ll be the first person here, or the second person. It’s the luck of who you get assigned to. Even if IB sucks on the day-to-day, you know you’ll get upside (and very good comp) out of it. A brutal ER team, in my view, has all of the downside of IB, but without the same comp and exits. That’s the risk you take.


If you’re passionate about public markets, a real “career entrepreneur” about becoming quickly interview-ready for the buyside, can somehow diligence your team, and aren’t in it for the immediate payout OR you’re just looking of et a foothold on Wall Street and ER is simply the seat you can land … I’ve seen it work. But it’s probably the worst hour-and-upside-adjusted comp not on Wall Street, but in the whole finance/tech/law/consulting sphere.


And if you’re a “coaster,” as others have said, you’ll be doing 60-hour weeks of associate-level tasks into your late 40s for a sub-$400k salary at best, unless you exit into another role.

TLDR: It is that bad, imo, but I’ve seen it work for some people under some circumstances, and if it’s your only way of getting your foot in the door on Wall Street, take it

 

This. I’m one that falls into the second bucket on a very lean team which means more responsibility for no increase in pay. I actually make the same as when I first joined. The problem is that I don’t really have the time to network or put together work to showcase my skills for names outside of my coverage to interview for buyside roles (not pursuing MMHF). I’m looking to lateral for now for immediate jump in pay for the same work if not less hours but don’t love the idea of resetting. I would much rather go directly to a buyside seat but that’s easier said than done especially in my current situation.

 

I’m sorry to hear that.

It’s precisely the trap that many in ER fall into…you’re in the “IB Grind,” but 1) you’re not compensated for it, and 2) you don’t get “automatic” exits from it.

I think many here — myself included — have the view that ER hours/comp need some recalibration. Seniors still expect their juniors to pull 60+ hour weeks as they did, but the pay and upside no longer justifies it, so attrition is high and many top performers leave.


In time, the free market will bring this to an equilibrium. Either they won’t find competent people to do the job and will need to raise pay, or they’ll just have to make do with a crop of unmotivated, “get me out of here” associates unwilling to go the extra mile for their analyst, which will bring about a “bare bones-ing” of ER once their seniors retire.


It’s a hard job, but not the only hard job on the street. The issue is that it’s not recognised as the hard job that it is.

 

Can someone provide more color on exits? I was under the impression that exits to buy-side ER would be pretty strong, assuming you’re working for a decently ranked analyst. I was considering making the jump to work for a top ranked analyst. From convos with that team, it sounds like exits are strong but this forum seems more negative on them

 

Hi, I am in ER at a somewhat highly rated but growing IB (make of that what you will). I will provide you with a new joiner's perspective. 

Pros:
- You do get to do a lot of fundamental research. Depending on the resources at your firm, could range from a lot of different unique data points which can form your thesis etc. 

- You get to learn a lot of the different intricacies for various sectors just by eavesdropping on other analysts' calls and reading their research notes, which I imagine would be helpful for exits too. 

- You get responsibilities right away (especially if you have a boss who is willing to delegate more). And as you develop and get stock coverage, you basically try to build your own franchise, almost like an entrepreneur. 

- You get to meet a lot of people (i.e. clients from HFs and LO AMs, activists, management teams etc.) especially if you stick around for the medium-long run. 

Cons:
- Unlike buy-side, your work is not purely just research. In many ways you are kind of in sales. For example you have to market your research, try to win votes from the buyside (look up Extel surveys) and help with IPOs when you get one. 

- (Might not be a con but an observation) A lot of the times, your valuation models do not matter as much. Its what your views are on the sector/stock. Nobody cares if your PT misses by 5% etc. What attracts clients to speak to you is your unique insight or maybe you were early into a debate etc. which links to the sales aspect of the job. Because you have no skin in the game, modelling probably does not matter as much as the buy-side. Obviously your insight and debates matter directionally for the stock but if you're in it for the numbers and models, sell-side ER is not it. 

 

As a sell-side associate, I quickly realized if this is something I wanted to do on as a buy-side associate. Yes, the technical aspect is pretty similar, people model the same and read the same stuff. I can imagine the pressure needed to actually perform and not just write reports for the purpose of readership and marketing. Everyone knows that the day's of benchmarking are over, and when you're charging 2 and 20 only to under perform the SPX by a wide mile you're gonna feel the heat to actually set up your game and deliver alpha. I was deadset on going to the buy-side and was fully anticipating jumping to a long-only, but as I'm in the seat as a sell-side associate I've realized I would personally be my own analyst and stock pick as a personal passion rather as a profession. The hours, stress, and overall lifestyle is just not for me. Buyside and IR arent the only exit options. I know analysts that have left for family office, allocator, Corp Dev, VC, IB, etc.  

 

It’s a fine career. I’d recommend people do IB over this in virtually all cases. Some get lucky / (are) smart enough to escape to the Buyside. Others are stuck in ER for ages.

I know a few director level ppl in ER at UBS/Barclays/Deutsche who are all in making 350k in their mid 40s.

That’s great comp but they live in NYC with a family (wife doesn’t work) so not really what I want at that age in this city.

At least if you’re in IB (and not good enough for Buyside) you can be closing in on 7 figs at that age.

And yes before you guys start saying “ohhh but biotech and top TMT analysts make millions— those seats are saturated and hard to get”

 

As someone who works in IB, I completely disagree. If I could have done it all over again, I would have started out in ER

You’re way overestimating the number of people that end up making 7 figures in IB or who even stick around that long. In IB you’re either up or out.

 You can’t keep clipping a $500K paystub as an IB VP for 10+ years. You have 4-5 years to make that cash and then you have to either move up to director and bring in revenue or get out to something else. It’s not like in IB you can be a 45 year old VP or whatever and stay there and just execute on deals.

PE is similar but even more competitive and arguably less comp versus IB at the junior level. I don’t have the exact stats but I’m sure at least 80%+ of those in IB/PE washout to something else (likely corporate) after a 10 year or so horizon.

Of course, like you allude to, ER is not a paradise by any means, but I’d say you learn a far more interesting skillset and even if you don’t go onto a HF/LO, the corporate exits tend to be IR which I think is far more interesting than adjacent IB corporate exits (corp dev, strategy, etc). Although unless I’m mistaken corporate level comp is ultimately the same across finance functions and progression can be iffy so it’s no perfect solution either.

Maybe I have the grass is greener syndrome or whatever but that’s my thoughts after several years and A2A in IB

 

Ehhh maybe the grass is greener. I never did IB so dunno. I’m at a HF now and it’s significantly better than ER. But I’m not gonna sit around here and say it’s super meritocratic on making it to the Buyside at least in public equities.

Everything is luck. I just happened to be chosen for an interview. I’m sure if others in ER were given my opportunities they’d also be able to land a seat.

IB you can still move from VP at a BB to a director at a smaller shop… and keep doing that. In ER the job function is the same. Not to mention more IB seats. Yea maybe grass is greener but I would hate if I were in ER still.

 

equityresearch99:

The best part about the sell-side is that if you are motivated and committed you can become a top analyst at any shop. The downside is that if you are a coaster you are capped at 300-400k for the rest of your life. Depends which type of person you are.


That is not true. There are a lot of factors going into becoming a top analyst, some are out of your controls. But that is life. As for the money, you can’t coast unless you work for a highly ranked analyst towards the later part of their career, has a big team, and is less interested in doing very deep research or maintenance work.

 

The forums can make SS ER sound worse than it really is. It’s true that buy-side roles can offer more depth and direct investing exposure, but sell-side ER is still a solid starting point if you enjoy valuation, modelling, and learning how markets actually price companies. You’ll build a good foundation, develop a name with management teams, and get visibility with clients — all of which can help you move buy-side later if that’s the goal.

 

Hard to generalize. Depends on the broker (BB vs MM vs a few boutiques), your senior analyst and your industry. For that reason there’s a ton more of variability in SS ER vs IB or S&T in terms of overall experience and job satisfaction.

In my personal case as an higher level associate I’m looking to clear ~300k this year, but that’s just because I work for a top ranked analyst. Not the best sector though…so it tells you that the one biggest factor is who you do it for.

I will admit the job feels too salesy for research, but overall you get to do a ton of fundamental research.

 

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