Stupid question about carry

Stupid question from an ignorant M&A guy that is trying to learn the way. How is carry allocated/ how does it work in a credit hedge fund vs an equities hedge fund? For me the equities its clear, and similar in PE in the way that you earn the 20% from any capital gains you make (in PE is illiquid and takes X amount of year, and in public equities is yearly). But how does it work in a credit HF? If you are a lender you would normally wait until maturity? Is that also considered a capital gain and thus taxed lower than a standard company bonus (i.e banking)?

Thank you

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