$25m to invest - how do you allocate it?
Let's say you have $25m from a successful exit/hit gold while working at an HF/etc...
How are you allocating it?
How do you build deal flow for whatever you want to allocate into?
On top of the above, let's assume your yearly burn to cover is ~$400k a year.
T-Bill and chill, preferably on a beach.
That is not the point of this fun game.
High level I’d do
$5m in rental properties (start as short duration bonds and allocate to real estate over time)
$5m bonds (mix of HY and treasuries rn)
$10M equity index ETFs
$5m self-managed equity portfolio (would wind up with a lot of small and mid cap value stuff)
What are the bonds for?
Probably a short-term allocation.
If you wait until the next 30yr auction in November, coupon might be 5%+.. If you're telling me you can earn 5%+ "risk-free", I would definitely be considering adding exposure. Locking in a 5% coupon and getting those payment s/a would be solid.
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