If you were given 100 million today, what investments or purchases would you make?
Serious answers
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$5mn: blow, hookers
$95mn: TQQQ
Based on the most helpful WSO content, here are some serious strategies for investing $100 million:
Real Estate:
Private Equity:
Public Markets:
Alternative Investments:
Cash Reserves:
Philanthropy:
Personal Investments:
Each of these strategies can be tailored based on your risk appetite, time horizon, and financial goals.
Sources: How Would You Invest $1 Million Today?, If you had $100M where would you invest it today ? Real estate only, Calling all Financial Advisors: What products do high net-worth people use to manage their wealth?, If you were given 1 million dollars..., Do retail financial advisors provide ANY value??
Seriously, $30mm in Treasuries, $70mm in SPY.
100M in Sintana Energy (SEI.V)
Hire a financial advisor/family office to manage $90M and enjoy the $10M.
This is the best answer imo
Follow the Yale model.
If you are looking for answers on how to manage your own portfolio, the answers you are going to receive on 100M versus say 1M is going to be very different. With 100M, your best bet is to either continue on what got you to this level, or all-in index funds. Im not gonna waste my time on stock-picking and rather have someone take care if, let it be a professional PM or FA.
assuming $100mm after tax
personal investments would be as follows
$3-6mm cash/CDs/T bills
$3mm play acct for myself
rest in SMAs, mix of dividend growth, R3000 direct index, smid, and global
DAF would be similar but likely less towards SMID/global, more towards dividend yield and cash/T bills because I'd aim to pay out 5-10% per year
over time I'd want my personal to probably not exceed $10mm, so I'd just start with $30mm and give more away from there. while I'd quit my job and volunteer/teach part time, my ideal lifestyle would be jet setting around the world to do mission trips, train jiu jitsu and surf, I don't enjoy fancy shit, but I'd want to spend at least a few hundred grand a year on travel for myself and my family, so need at least $5-10mm to do that
good answer
...probably one of the most expensive houses in the whole region! ;-)
I like the continental bridge. Spanish Pyrenees also an option?
No waves in the Pyrenees, $1mm in Donostia isn't too far above average
total pipe dream though, we'll see
A lot of responses on investments, which I find interesting because frankly, with that amount of capital, unless you're Johnny Depp, you probably don't need to worry about your IRR too much. I would probably just take a conservative strategy targeting a 10-12% IRR and focus on living my best life.
The first thing I would for sure buy is a second home in a warm climate. I think the ultimate end goal is to be able to live a "snowbird" lifestyle at the youngest age possible. I dont really need to be retired by 40, but I need to be able to relocate to my Palm Springs / Tucson / Marco Island house for the colder months, working remote. Definitely another house on a lake (Flat Head perhaps, or something similar). Finally a property in Whistler or Aspen.
Aside from a second house, probably all of the conventional toys. With that level of wealth, dropping $1-2M on toys is pretty nominal, so I would likely splurge and get the dream garage for my wife and I. E30 M3, 992 Turbo S, 1980s Land Cruiser, C3 Corvette, RS6 to daily, to name a few. For sure a wakeboarding boat to pair with a lakehouse.
Very nice home gyms in each house.
The reality is $100M is such a large amount of money that you could easily spend $5M building out your dream setup and then live off the interest for the remaining $95M while growing your wealth materially, leaving future generations even more well off.
Personally, I'd probably invest like ~50mm in low risk investments, with the rest spent like this.
Warm climate house in Italy or Spain, ~5mm
Pagani Zonda F ~10mm
Mansion in vermont ~10m
Ferrari F40 ~1.7mm
Porsche 918 spyder ~2mm
And a fat donation to HYP ~5mm
Keep the rest of the money in cash
a man of culture
I guess I'd probably blow a few hundred Gs on an icon land cruiser/CJ/FJ, but that's in the budget
and yeah a porsche would be lit af, probably keep that in the euro house tho
I'd be good living off like 0.25%-0.5% withdrawal rate, same spend as someone with 1m comp
50% in an Index Fund and 50% cash and I'm all set
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