UK Personal Finance 'Hacks'?

Some 'hacks' in the US seem too good to be true (which they may be). One is house hacking - if you can essentially live for free, whilst slowly owning an asset pretty much free of charge, you are doing great. Obviously doesn't work 100% of the time, but it's still a valid technique. What are some hacks that work in the UK?

Ideally, let's exclude those related to company perks (e.g. co-invest, employee pension match etc).

 

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