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June 30, 2026
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Put 401k to company match then max out roth IRA
Just max both
Can you even contribute to a roth? If you're really sold on roths and over the income limit (I believe it's 139k), you can do back door roth conversions. I think you should look into tax loss harvesting as well. If you contribute to a traditional, it lowers your taxable income, which can reduce taxes out in the future. Then I believe you can back door
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