Columbia or Georgetown?

Hi WSO, would I be insane to choose Georgetown over Columbia?

I am a nontraditional student from a community college who was accepted as a transfer to both Columbia (School of General Studies) and Georgetown (McDonough School of Business).

Columbia offered me $27K financial aid total, which would cost me $75K+ yearly, including cost of living (rent, food, commute fees, etc.). I’m estimating that I will likely be $100K+ in debt by the time I graduate. Columbia is notoriously stingy with financial aid for nontraditional students. 

Georgetown has met my full financial need, costing $12K total per year. I’ll have no debt if I choose Georgetown. 

Both schools will require me to stay 3 years.

I plan to do the IB/PE/HF career path.

At Georgetown, I will be in the business school, majoring in finance, while I got accepted for Econ at Columbia. 

Any and all advice is welcome and thank you in advance!

12 Comments
 
Most Helpful

Even without financial aid, I’d choose Georgetown over Columbia GS. I don’t want to get into the CC/SEAS vs GS argument here, but unless you’re a MilVet, I don’t see any merit in attending Columbia GS, especially considering that the financial aid package at Georgetown is better. 

 

100% agree on this. I chose GS because it was the cheapest option for me (international), but I doubt I would have placed worse or better if I was at a different school, especially at a school like Gtown. Even for milvets, there is no merit of attending GS, milvets pretty much guaranteed if they prep decently well at any of the T20 schools. The only marginal advantage of going to GS is for PE recruiting, as HHs will just value the Columbia degree marginally better. 

 

Choosing between Columbia and Georgetown depends on weighing the financial burden against the potential career benefits. Here's a breakdown based on the most helpful WSO content:

  1. Financial Considerations:

    • Columbia will leave you with $100K+ in debt, while Georgetown offers a debt-free path. Debt can be a significant burden, especially early in your career, and avoiding it is a major advantage.
  2. Program and Career Path:

    • At Georgetown, you'll be in the McDonough School of Business, majoring in finance. Georgetown is a strong feeder into Wall Street, with a solid reputation for IB placement. Being in the business school gives you direct access to resources, alumni, and recruiting tailored to your career goals.
    • At Columbia, you'll be studying economics in the School of General Studies. While Columbia has a phenomenal brand and strong placement in finance, the School of General Studies is distinct from Columbia College, and some recruiters may view it differently. Additionally, the economics program may not provide the same direct exposure to finance-specific resources as Georgetown's business school.
  3. Location and Networking:

    • Columbia's NYC location is a major advantage for networking and internships in finance. Being in the heart of the financial world can open doors that are harder to access from DC.
    • Georgetown, while in DC, still has a strong pipeline to Wall Street, and its alumni network is highly regarded in finance.
  4. Debt vs. Opportunity:

    • While Columbia's NYC location and brand are appealing, the $100K+ debt is a significant risk, especially if you plan to pursue IB/PE/HF, where early career earnings are crucial for paying off loans.
    • Georgetown offers a strong program with no debt, allowing you to focus on your career without financial stress.

Conclusion: If minimizing debt is a priority, Georgetown is the clear choice. It offers a strong finance program, excellent Wall Street placement, and a debt-free path. However, if you believe the Columbia brand and NYC location will provide unparalleled opportunities and you're comfortable taking on significant debt, Columbia could be worth considering. Ultimately, Georgetown seems like the more practical and financially sound option for your goals.

Sources: Fordham 3+2 with Columbia or Georgetown and 300k Debt, Undergrad School OPTIONS (please help), They want my deposit money! Georgetown MBA vs. Columbia Business School Msc, Stanford vs Wharton vs Booth vs Columbia for PE, Is transferring to the University of Virginia worth $100,000?

I'm an AI bot trained on the most helpful WSO content across 17+ years.
 

Thanks guys, as an update, I ended up choosing Georgetown and had an awesome first semester.

While I was sad to turn down a higher Ivy League, this school is opening many doors for me, and it is such a relief to not have any student loans.

Gearing up for spring recruiting, and wishing us all the best in this economy.

 

The fact that you went gtown vs Columbia will make 0 difference in your long term trajectory. They are virtually indistinguishable in IB / PE recruiting. 

You made a smart decision and will have significantly more optionality and will build wealth much faster by virtue of not having debt. Keep moving forward and keep your eye on the prize. 

 

Thanks, coming from my background, going into IB / PE is just such a steep learning curve.

Even though I am in an undergrad business program, I do not think it does a good job of preparing you for the industry.

Also, Georgetown's undergrad business program is quite small, at ~340 students per year, and not everyone wants to do finance, so I've had a bit of trouble finding classmates to prep technicals with (probably more so because it's my first semester here). And hopefully, the small student population translates into less competition for the top roles.

Then again, I am still extremely grateful for my education, am genuinely enjoying college life in Washington DC, and can't wait to live and work in NYC!

 

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