Gross to net London?

Hey guys, I recently started an internship at a bank in London, in which I get paid GBP 47k / yr pro-rata. I calculated online that my net take-home would be c. GBP 3k pm (75% gross to net conversion).

However, yesterday I received my first payslip, which also included a GBP 1k relocation bonus plus salary from January, as I started mid-January, and I received less than expected. Gross to net conversion was below 70%. Do you guys know if this is going to be like that in the next payslips, or it is a one-off, maybe because it is the first month?

Thank you!

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