Haven't Talked to Anyone at Bank...

I'm casting a wide net with my applications, but I don't have any contacts at some banks I want to apply to. My main purpose for this is to answer the "Why ________?" question. I know I can adapt and fit in wherever I go, but I need to be able to say I've talked to some people at various banks and liked them and/or what they've said about the bank. I'm already sending out applications now, and I'm afraid I'll be invited to an interview and have to answer a "Why _____" without having any personal experience with the bank. What should I do?

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