Hello All, I am struggling with a bad credit score for home loan and car loan. Can someone help me with this or atleast guide me because my loan application is getting rejected from everywhere.
| +394 | Female bankers doing brand deals on TikTok (@emlywang) | 119 | 2h |
| +136 | UBS rolling out Enhanced Clean Desk Policy, bans deal toys | 16 | 1d |
| +76 | Starting FT in a city 3 hours away, dad has progressing Parkinson's. Looking for advice. | 6 | 1d |
| +67 | JULY 2026 CHICAGO BANK RANKINGS | 26 | 10h |
| +64 | Restructuring is paradise (a completely unbiased account) | 6 | 2d |
| +35 | Handling frustration | 5 | 2d |
| +35 | Not Treated Well by Other Interns | 20 | 15m |
| +29 | Taking days off as an intern | 13 | 27m |
| +28 | Thoughts on Intrepid - Houlihan Merger | 10 | 1d |
| +27 | Best books to read as a student/intern | 12 | 3d |
Career Resources
Get instant access to lessons taught by experienced private equity pros and bulge bracket investment bankers including financial statement modeling, DCF, M&A, LBO, Comps and Excel Modeling.
You're gonna have to build stronger credit before applying to these type of loans. Clear any bad debt ( collections) first.
If you're credit is in the 500s I'd say get a secured credit card and and stick utilizing under 10% of credit line until you're able to apply to better credit cards.
If your score is in the 600s then increase your credit line and make sure to keep utilization very low. They will help boost your credit score up to the 700s loan interest will decrease significantly once you're at least at 720.
Illo unde cum animi magni vitae. Necessitatibus debitis nemo pariatur ut omnis eveniet. Voluptatibus necessitatibus non est at nesciunt necessitatibus. Autem veniam ut est aperiam optio. Veritatis vitae ut mollitia modi nam deleniti. Sit voluptates nihil delectus.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...
Ipsum magni qui id qui consequatur fugiat necessitatibus porro. Recusandae minima soluta assumenda voluptate ipsa molestias quia et. Ullam laboriosam qui velit earum quia eum. Delectus enim ut qui voluptatem libero. Ut eveniet molestiae molestias commodi. Tenetur officiis qui facilis ut dolore magnam eos. Quos velit amet ea rem harum soluta.
Nemo iusto rerum dolor architecto blanditiis aut accusantium. Dicta illum id vitae id earum culpa cupiditate. Explicabo eos voluptatem enim sapiente tempore a sapiente.
Non officia mollitia ut ullam dolores. Corporis aut vel nobis dolore et reprehenderit magni. Quas incidunt molestiae iusto deserunt. Id odio consequuntur quam. Est odio est et quaerat ex velit. Quis aspernatur reiciendis dolorem laborum optio optio commodi.