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I think generally you have to figure this out for yourself.  If saving more so you can donate at the end of the year is a good way for you to better yourself and your community then you should do that.  If you need to travel more to get more life experience, then maybe that is what you need to do.  Maybe you need to find a career or find a way to take on more projects.  Maybe you are a dull human and need a hobby,  Maybe you need to become more athletic.  

The list never ends and it is our duty to make our lives better.  

 

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