How to spend $2k in 1 day? Credit card bonus
I need to spend $2k in 1 day to get my credit card sign-on bonus. Does anyone have any suggestions?
I’m not a super materialistic person, so I’ve never spent much of my bonus.
Seems like rough times ahead, so I’m hesitant to buy anything lavish. I just need to get my credit card bonus.
Thought about buying gold… also thought about something I can sell right away for the same value.
Any suggestions?
Load up on gift cards if you really have no idea - amazon cards never expire
I bought a $3k Amazon gift card once when needing to hit a spend milestone for a bonus in a tight timeframe then just used the gift card for normal stuff I needed throughout the year that I’d have purchased anyway.
How much do you buy on Amazon? I considered this too, but it’ll take years (many) before I’ll be able to spend it all
I have two kids. I buy a small country’s GDP worth on Amazon per year.
Do you not live on your own? Hell, I even order my toilet paper on Amazon
Maybe some early Christmas or birthday shopping for the family
think about mandatory expenses for things you absolutely will need or use
#1 Pre-pay car insurance if you have it
Amazon gift card
Gift cards or buy a bunch of steaks and put them in your freezer
why is nobody saying bottle service?
Because we’ve strayed too far from god.
Usually gift card purchases don’t count towards the spend. I was similar in that I was cheap af until I was a senior associate and while I have a lot saved I regret not having more fun a few years ago. Book a flight and take a trip somewhere for a long weekend
Pay for a hotel reservation far in the future that is fully refundable. Then cancel it later on once you’ve organically spent the $2k
Round trip airplane ticket to somewhere in Asia
Hookers and blow
Buy gold coins on your credit card? Get some cash back and some gold, doesn’t seem like a bad deal.
Gold is a decent idea if you have some survivalist tendencies, not an insult as I do as well. I keep a few thousand in gold at home. I had family who had to flee Poland as Jews from the Nazi’s so keeping some gold and silver, even if just some silverware, on hand was always taught to me.
Maintaining a non-work computer is a good idea. New phones are basically $1k. A halfway decent watch maybe? I wouldn’t blow it on fancy dinners or bottle service, but that’s not me, at least not in 20 years.
Or just don't spend it? How many points are we talking about here? Points are generally valued at 1-2¢ so it better be in excess of ~300k points. I highly doubt it is.
This is literally how credit cards get you to spend money you don't need to. Their whole purpose is to keep you spending and using their card so they can rake in transaction fees and hopefully get you to carry a balance.
Buy something, collect bonus, cancel purchase…?
... and then cancel bonus?
Easily - new skis, boots, and ski pass would be $2-3K but you’re set for the whole next year.
Would start by pre-paying any sort of expense you can via credit card–utility, insurance, etc. Then, look through any sort of subscription service you have–gyms, Netflix, etc–and immediately switch to annual plans that will bill upfront. I would also move to stock up on non-perishable items you plan to buy throughout the year–toliet paper, paper towels, shampoo, conditioner, soaps, etc. For the last category, if you go to the gym a lot, stocking up on supplements that generally have a 2+ year shelf-life could easily help clear out 1k.
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