JP Morgan is considering cutting junior investment banking roles and outsourcing them to India

https://www.efinancialcareers.com/news/jpmorgan-cut-junior-bankers-ai

CNBC reports that JPMorgan is discussing proposals to reduce its ratio of junior investment bankers to managers from 6:1 to 4:1. However, under this plan, CNBC says half the remaining junior JPMorgan bankers would be working in low-cost locations like India and Argentina. If you're in London or New York, a two-thirds reduction might therefore be correct.

The job cuts and offshoring are - predictably - the result of AI. CNBC recounts how Derek Waldron, JPMorgan's ex-McKinsey & Co. chief analytics officer, gave JPMorgan's LLM the following prompt in the presence of its journalist:

“You are a technology banker at JPMorgan Chase preparing for a meeting with the CEO and CFO of Nvidia. Prepare a five-page presentation that includes the latest news, earnings and a peer comparison.”

The model duly produced a 'credible-looking PowerPoint deck in about 30 seconds.' Waldron duly observed that this sort of thing would have, "taken teams of investment banking analysts working long hours at night....” 

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