Dummy question.
Can someone please explain the role that the Credit Risk group plays in pricing a loan? Be it either in corporate banking or IB.
Does the analysis done by Credit Risk determine the interest charged on a loan? Or are banks price-takers and the job of Credit Risk is to only make a yes/no decision on a proposed transaction, given the interest rate that the client is willing to pay?
| +66 | Any tips for sleeping well? | 33 | 21m |
| +39 | Wealthy Parents / Jaded | 13 | 6m |
| +38 | Background check issue IB Full Time | 19 | 6h |
| +35 | Venezuela Debt Restructuring - LAZ vs CVP | 10 | 29m |
| +30 | How are hours rn for SA (interns) | 18 | 1h |
| +27 | Q dealflow slowdown | 22 | 2d |
| +25 | HL vs WB | 19 | 3h |
| +23 | UBS GIG, LevFin, FSG Interns working Sundays and 85 hour weeks their first week? | 11 | 4h |
| +20 | What is the standard number of M&A deal reps? | 8 | 1d |
| +20 | MM bottom bucket bonus | 9 | 1h |
Career Resources
Get instant access to lessons taught by experienced private equity pros and bulge bracket investment bankers including financial statement modeling, DCF, M&A, LBO, Comps and Excel Modeling.
Id sed veritatis excepturi molestias odio omnis qui non. Esse rerum ipsam praesentium autem.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...