Spending everything I earn in IB
Is it common to be in a spot where much of your post-tax income goes towards going out, living expenses, etc as an IB analyst in NYC. I find that my savings have remained stagnant.
Is it common to be in a spot where much of your post-tax income goes towards going out, living expenses, etc as an IB analyst in NYC. I find that my savings have remained stagnant.
| +218 | UBS Layoffs (October 2026) | 64 | 4m |
| +105 | Do people still want to go PE? | 33 | 3h |
| +62 | Bloomberg - New UBS Investment Bankers See Smaller Pay Gain on Promotion | 15 | 5h |
| +46 | Think I'm fucking up my analyst years | 16 | 3d |
| +36 | What Differentiates the Best Analysts as AI Improves? | 10 | 4h |
| +33 | Lazard hirevue | 11 | 11h |
| +26 | Ambitious CC Student trying to break into IB | 13 | 5d |
| +22 | Cornell Club T10 Rankings (UPDATED 10/2026) | 14 | 1d |
| +18 | UBS Tech layoff | 9 | 1h |
| +15 | How to know if your interview went well | 7 | 3d |
Career Resources
spend the salary bank the bonus
Deleted
That’s embarrassing if you’re spending that much.
Ok, nerd!
Cash flow neutral on your base isn’t bad at all.
But aren't you wholly depending on your bonus then? Lot of variables with that imo
Bonuses in financial services are pretty dependable. The “variables” are 1) getting fired and 2) total economic collapse.
Repudiandae aspernatur eius soluta cupiditate est mollitia dolorum unde. Qui provident aperiam quo perspiciatis fugit ut. Vero quaerat qui in est et quia quo.
Quia non qui aliquam voluptatem nihil aliquid minus. Iure aut deserunt repudiandae vitae. Reprehenderit molestiae illo sit et quod accusamus. Aut labore aut neque quia possimus.
Tempore tempora recusandae sapiente molestias maxime ex. Veritatis nemo molestias laudantium ducimus.
Alias aut dolorum assumenda laborum fugiat modi. Ratione aut adipisci laudantium maiores eveniet quia. Eligendi laudantium suscipit libero beatae.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...