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Based on the most helpful WSO content, TD Securities is often praised for its culture, particularly in its Toronto office, which is described as one of the best on the street. While specific insights into the Consumer & Retail group in NYC are not explicitly detailed, TD's overall culture is noted for being considerate of junior work-life balance (WLB). Juniors have reported better hours compared to other banks, with most groups averaging 60-70 hours per week, though the toughest groups may hit 75-80 hours.

The firm is also recognized for its stability, especially during economic downturns, with minimal layoffs and tight bonus ranges. While banking is still demanding, TD's culture is described as supportive, with no reports of abusive behavior like yelling or swearing. This suggests that the NYC office might share similar cultural values, though specifics about the Consumer & Retail group would require further confirmation.

Sources: TD Securities Culture??!, TD Securities IB 2020, https://www.wallstreetoasis.com/forum/investment-banking/db-nyc-vs-guggenheim-nyc-vs-rbc-nyc-ma-vs-tph-pwp-houston-for-2019-sa-ft?customgpt=1

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