Wait for higher GPA for SA2022

Currently have a 3.3 GPA, will be 3.5 at end of the semester (Mid May). Would it be worth holding off on SA2020 rolling applications until then so that my resume doesn't get trashed immediately? And for applications that are non-rolling (CS, etc) would it hurt to wait until the last week or so of applications closing to give more time for prep and networking, or am I missing something? I go to a target school and have solid work experience. 

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