Disregard, double post

Hey all, looking for some perspective on a potential career pivot within the Credit Risk domain. I’m currently a Principal (internal equivalent of Executive Director with over 10 years of experience in credit risk management with retail credit (card, auto, unsecured fixed term) products, primarily focused on credit strategy and policy decisions (for both automated and manual underwriting). I have experience across the lifecycle from origination to collections, and on both the strategy side (e.g., drafting credit decisions/memos, portfolio monitoring) and oversight side (credible challenge). Given it’s all retail credit, my experience is heavily focused on using thousands, if not millions, of data points to improve outcomes over an entire portfolio or across hundreds of thousands of new loans rather than financial statement analysis of a single deal to evaluate credit risk. I love the credit domain overall, and as I’m finishing my MBA soon I wanted to use this as an opportunity to transition to commercial/HNW credit. Has anyone here successfully made a similar transition or willing to share thoughts on how to pursue it and key knowledge gaps I’ll need to shore up?

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