how to apply online? / hacking cover-letters?

I struggle with online applications. You fellows have tips? Literally none of my jobs in recent years come from online applications, even though I apply. I just seems the CV goes into some black hole.

And how do you handle the requested cover letter? I find it really time consuming to do a new cover letter each time, and a custom cover letter each time takes too long. Has anyone come up with a good format for off-the-shelf cover letters I can see?

thx

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