Thinking of quitting my job and going all in on building a tutoring business

I am currently working a good job in private credit but I really feel like I don't like my co-workers (here or in other firms I've been before) althought I quite enjoy the job. While I was at university, I was making 40-50k doing online tutoring. Over the years I've built a small portfolio of private clients (c.5-6) which earns me a passive 10-20k per year currently. 

With each passing day I feel the drag to just resign and try to go all in on this business and see if I can scale it up to 100k+ per annum. I have about 2 years of living expenses at my current spending / rent (I have an awesome / expensive apartment which I may downgrade with my gf if I do this). This could extend my runway to 3 years. 

I currently have minimal capital to invest - maybe 10k I could realistically spend on ads without affecting my personal finances and rent-runway and the business itself generates 10-20k of FCF which can be re-invested per annum. I can also get some business financing and possibly lever 2/3x.

Am I being a fool or should I just fucking go for it?

1 Comments
 

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