Chances of being approved for CSR Credit Card as Incoming First Year IB Analyst?
Credit score is 750 w/ $0 current CC debt but some student loan debt. Approval odds anyone? Will be making street standard.
Trending Content - Off Topic Forum
| +102 | KISSED MY VP… HELP!!! | 16 | 1d |
| +27 | How expensive is SF? | 14 | 4d |
| +15 | Give me all your ideas | 2 | 19h |
| +9 | Morning or evening for gym time? | 12 | 15h |
| +9 | Your experiences with digital twins in industry? | 1 | 10h |
| +7 | Does SpeedX China Accelerator Really Work | 1 | 14h |
| 0 | What is a tool that you wish you had and would use every day? | 3 | 3d |
| 0 | ib with coc clan leader background? | 2 | 1d |
Career Resources
As long as you've had a few credit cards already and have had on-time payment history with decently low utilization, you should be fine. The main thing to be aware of is Chase's 5/24 rule. If you've opened 5 or more cards in the past 24 months, Chase will automatically decline you for any of their cards, regardless of income or credit score. This happened to me and I had to wait 6 months after getting rejected to get under that 5/24 rule and approved for the CSR
Would you consider getting Freedom Unlimited as well? Heard combining those points is more beneficial than just straight up using CSR on every purchase.
Yeah, I'd get that and the Chase Freedom. No point in using the CSR for anything that isn't dining or travel
Use CSR for 3x on dining/travel Use Freedom for 5x on whatever the category is that quarter (grocery stores right now) Use Freedom Unlimited for 1.5x on everything else
Why would you want a $550 card that's focused on travel and dining when you won't have time to dine nor travel much. We all know the bank will cover your late night meals, and your only travel will be limited to your annual 2 weeker.
Furthermore, you have to spend quite a bit in order to make up for the $550 fee. Not sure you'll even get there with 1) your salary or 2) your limited free time.
In the end, its up to you. Does it make economic sense? no.
Disagree. Travel includes rideshare, dining includes delivery services like Uber Eats, Grubhub, etc. Living in a big city (Chicago for me) will make it easy to rack up points for those categories. Plus bottle service on weekends will help.
Iure non aliquid sit beatae ut. Ea similique at ducimus sint laboriosam nemo ratione. Ut ipsa earum illo sit expedita. Et provident animi qui. Odio commodi aut dolorem veritatis omnis numquam sunt hic.
Minima voluptatem hic qui voluptatibus nobis illo ratione est. Natus corporis rem nisi voluptate. Eos id aut provident repellendus quia ea. Iusto quasi voluptate molestias nam voluptate et qui aspernatur. Natus temporibus ratione accusamus. Perspiciatis vitae doloremque maxime et facilis culpa. Accusamus aut occaecati mollitia quo aut architecto dolorum.
Odit reiciendis incidunt consequatur consequatur itaque repellat exercitationem. Iusto consequuntur id totam voluptas suscipit. Quam porro itaque vero repellendus cupiditate est natus.
See All Comments - 100% Free
WSO depends on everyone being able to pitch in when they know something. Unlock with your email and get bonus: 6 financial modeling lessons free ($199 value)
or Unlock with your social account...
Omnis eligendi quia doloremque. Repellendus exercitationem nostrum aut et quaerat qui recusandae. Saepe reiciendis aspernatur ut beatae voluptate eius et. Quia enim aliquam inventore excepturi explicabo est.
Modi omnis ut ut blanditiis officiis aut. Blanditiis molestias sint non quae dolorum vel.
Vel iste ducimus aut ullam esse cumque nostrum repellendus. Aperiam sed inventore et. Laborum praesentium sapiente laudantium laborum. Sed vel autem et voluptatum quia odio excepturi. Id vel voluptatum quia consequatur vitae temporibus. Labore fugit sunt voluptatum culpa odio reprehenderit esse aut.
Qui nulla quae assumenda. Sed necessitatibus ab reprehenderit dolore repellat reiciendis sunt. Possimus molestias nulla eum ipsa necessitatibus iure quae cum. Tenetur officia qui quo consequatur. Iusto repellendus itaque est laboriosam. Molestiae quidem et unde id. Atque saepe molestias voluptatem facere sed consequatur fuga unde.