Feeling Broke

I know that this post has been harped on many times in the past, but definitely feeling crunched after bad bonuses + HCOL areas. I think that the combination of being squeezed for time and constantly worked makes it tough to start a side hustle, better plan / diligence for investments, etc. 

However, I did notice that there seems to be a never-ending supply of new graduates and students chasing the route that ask for coffee chats, networking calls, etc. Have any of you ever considered monetizing these calls? Let's be honest our time costs money and if it is a call with someone who has nothing in common with you (school, background, etc.) would you be more incentivized to take them? I think it could be beneficial for both parties but would like to hear thoughts on this. 

8 Comments
 

The mentor program on WSO charges for calls.

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 

No, I have never considered charging broke ass college kids for the right to talk to me. 

Seems scummy. 

Commercial Real Estate Developer
 
Funniest
CRE

No, I have never considered charging broke ass college kids for the right to talk to me. 

Seems scummy. 

You’re literally advertised as charging for time on here:

-

"If you always put limits on everything you do, physical or anything else, it will spread into your work and into your life. There are no limits. There are only plateaus, and you must not stay there, you must go beyond them." - Bruce Lee
 
Isaiah_53_5 💎🙌💎🙌💎
CRE

No, I have never considered charging broke ass college kids for the right to talk to me. 

Seems scummy. 

You’re literally advertised as charging for time on here:

-

I think it’s a fair price.  WallStreetOasis.com asked me to be a mentor, haven’t signed up yet, but I thought about it.  The price is just a gatekeeper to get the mentee prepared.  Why pay $ when mentee can research a bunch of stuff for free.  But when the mentee is ready to talk with a professional, that time is better spent because you exhausted the free research. Can talk about specifics about you and best angles.  That’s totally worth it.  There are a lot of visitors to this site, so some filtering is good.

Have compassion as well as ambition and you’ll go far in life. I am interested in digital immortality. Check out my blog at digitalimmortality.com
 
Most Helpful

I know that this post has been harped on many times in the past, but definitely feeling crunched after bad bonuses + HCOL areas. I think that the combination of being squeezed for time and constantly worked makes it tough to start a side hustle, better plan / diligence for investments, etc. 

Do you not work in finance?  I don't understand the post, at all.  The problem isn't with your bonus or the cost of living, it's with your expectation for what you should be making and what makes you feel "crunched" or not.

If you work on Wall Street, there is no reason at all you should feel any strain on your budget unless you spend an outrageous amount on, well, everything.  Which means the issue isn't your pay, or inflation, or cost of living, but your own inability to control your budget.

It is frankly kind of insulting to the millions and millions of people who genuinely have trouble affording necessities that you're sitting here complaining that your six figure salary at 22 isn't sufficient for your lifestyle.  Get off Instagram and understand that the real world isn't full of people taking $40,000 dollar vacations 3x a year to exotic locales.

 

Aut deleniti possimus voluptatum asperiores cupiditate non maxime. Illo enim cumque est voluptatibus autem. Non eius tenetur similique eos nulla similique aut. Esse tempore laborum perferendis rem repellendus explicabo. Doloremque quia cupiditate ut et accusantium.

Molestias nisi et iusto deleniti est et dolores. Harum dicta debitis delectus occaecati alias ratione. Sed maxime laborum id dolorem est. Quidem ipsam inventore sunt sequi debitis. Ullam explicabo voluptates sunt et saepe nisi numquam.

Career Advancement Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • JPMorgan 01 98.3%
  • Guggenheim Partners 01 97.7%
  • Morgan Stanley 07 97.1%

Overall Employee Satisfaction

July 2026 Investment Banking

  • Moelis & Company No 99.4%
  • Evercore No 98.9%
  • Morgan Stanley 01 98.3%
  • BMO Capital Markets 13 97.7%
  • Banco Santander 01 97.1%

Professional Growth Opportunities

July 2026 Investment Banking

  • Evercore 01 99.4%
  • Moelis & Company 01 98.9%
  • Morgan Stanley 06 98.3%
  • Goldman Sachs 01 97.7%
  • JPMorgan 01 97.1%

Total Avg Compensation

July 2026 Investment Banking

  • Vice President (16) $429
  • Associates (46) $258
  • 3rd+ Year Analyst (8) $210
  • 2nd Year Analyst (22) $179
  • Intern/Summer Associate (14) $159
  • 1st Year Analyst (80) $150
  • Intern/Summer Analyst (73) $101
notes
16 IB Interviews Notes

“... there’s no excuse to not take advantage of the resources out there available to you. Best value for your $ are the...”

Leaderboard

1
redever's picture
redever
99.2
2
kanon's picture
kanon
99.0
3
BankonBanking's picture
BankonBanking
99.0
4
Secyh62's picture
Secyh62
99.0
5
GameTheory's picture
GameTheory
98.9
6
Betsy Massar's picture
Betsy Massar
98.9
7
DrApeman's picture
DrApeman
98.9
8
CompBanker's picture
CompBanker
98.9
9
dosk17's picture
dosk17
98.9
10
Linda Abraham's picture
Linda Abraham
98.8
success
From 10 rejections to 1 dream investment banking internship

“... I believe it was the single biggest reason why I ended up with an offer...”